Plaid has successfully raised $575 million in funding, led by Franklin Templeton, demonstrating strong confidence in its B2B digital payment innovations.

The recent Global Payments and FIS deal has significantly reshaped the FinTech landscape, involving tens of billions of dollars in merchant services and embedded finance transactions.

Venture capital and private equity investments in FinTech are experiencing a notable recovery, especially within B2B solutions and platform development on a global scale.

In the U.S., Deck has raised $12 million in Series A funding to enhance its developer infrastructure for accessing user-permissioned data, reflecting ongoing innovation in data management for FinTech.

Despite a previous downturn in FinTech capital raising, where only $21 billion was raised in the fourth quarter of 2024, the first quarter of 2025 has seen a resurgence with approximately $8 billion raised, marking a 46% increase from the previous year.

Recent funding trends indicate a surge in international investment activity, particularly in regions such as Latin America, Africa, India, Europe, and the U.S.

Varthana, an Indian FinTech focused on education financing, has secured $8.7 million to support school loans for students, highlighting the sector's growth potential.

BidFinance, based in Warsaw, has raised EUR 1.6 million to digitize debt trading markets and facilitate its international expansion.

Toku, a Chilean accounts receivable SaaS platform, raised $48 million in Series A funding to enhance its payment orchestration solutions for enterprises.

Stitch, a South African payments infrastructure company, secured $55 million in a Series B funding round, which will be used to expand its in-person and online payment services.