The role of insurance is emphasized, with suggestions for pilot reforms aimed at facilitating long-term investments from insurance funds and promoting greater venture capital involvement.

Financial institutions are encouraged to leverage advanced technologies such as cloud computing, big data, and artificial intelligence to enhance operational efficiency and risk management.

This initiative seeks to establish a multi-level technology financial service ecosystem that includes collaboration among governments, technology firms, financial institutions, venture capital funds, and intermediary service agencies.

Key measures proposed in the guidelines include expanding technology-related credit, enhancing insurance coverage for innovation, and introducing pilot programs for venture capital and debt financing.

Intellectual property (IP) is prioritized within the plan, with new pilot programs introduced to create a financing ecosystem linked to IP, including valuation systems and IP-based lending options.

The overarching objective of these guidelines is to align regulatory, technological, and developmental policies to eliminate obstacles in capital flow to technology companies.

As the United States reduces its global presence, China is proactively enhancing its financial support for technology innovation, positioning itself as a leader in this critical sector.

Authorities anticipate that these guidelines will significantly increase the availability of financial resources necessary for technological innovation.

A five-year goal has been set for banks and insurers to develop a financial services framework that aligns with high-priority and emerging innovation sectors.

On April 1, 2025, China announced a comprehensive plan aimed at enhancing financial support for technology-based enterprises to foster innovation across various sectors.

The guidelines focus on providing targeted financial assistance for early-stage, long-term investments in core and advanced technologies, particularly benefiting small and micro-sized tech firms.

To enhance financing guarantee services for technology-based enterprises, a differentiated assessment and evaluation system will be established.