The bespoke debt facility from WinYield is particularly significant as it allows Tapline to reduce operating costs and enhance its technology development.

The company’s AI-driven credit technology allows businesses with a minimum monthly recurring revenue of €15,000 to access funding of up to €2 million.

Berlin-based Tapline, a fintech company specializing in non-dilutive financing for B2B SaaS and subscription businesses, announced on January 22, 2025, that it has successfully raised €20 million in a pre-Series A funding round.

This funding round consists of both equity and debt, which will enable Tapline to scale its operations and enhance its platform for current customers.

The equity portion of the funding was led by Karim Beshara from A15 Venture Capital, with participation from Antler and several strategic business angels.

Tapline secured a bespoke debt facility from WinYield, which provides non-dilutive capital and helps reduce operational costs while enhancing credit assessment functionalities.

Founded in 2021 by Dean Hastie and Peter Grouev, Tapline provides upfront cash based on future subscription payments to help SaaS and subscription companies address liquidity gaps.

Tapline operates on a capital-light business model, delivering competitive pricing and flexibility alongside advanced AI-powered analytics for improved financial insights.

Currently, Tapline serves clients in Germany, Estonia, the Czech Republic, and Poland, with plans for further expansion across Europe.

Dean Hastie, Co-founder and CEO of Tapline, emphasized that the new funding will facilitate sustainable growth for SaaS and subscription businesses.

In the broader context, there is a noticeable trend among SaaS companies towards integrating AI into their products, moving from per-seat licensing to usage-based pricing models.

The company aims to bridge financial sustainability and growth for SaaS businesses in Europe, targeting break-even by the third quarter of 2025 and multimillion financing over the next two to three years.