Germany's Mütterrente Expansion: Boosting Pensions for All Mothers, Tackling Long-Standing Inequities

April 15, 2025
Germany's Mütterrente Expansion: Boosting Pensions for All Mothers, Tackling Long-Standing Inequities
  • This reform addresses historical discrepancies where mothers of children born before 1992 received only two or 2.5 pension points, correcting long-standing inequalities in the pension system.

  • The funding for the Mütterrente will come entirely from tax revenues, ensuring that the statutory pension insurance system is not further burdened.

  • The new coalition government of CDU/CSU and SPD has agreed to expand the Mütterrente initiative, increasing pension benefits to three points per child for all mothers, regardless of the children's birth year.

  • The Mütterrente initiative was initially introduced in 2014, providing two points for children born before 1992, but this revision aims to ensure equal treatment for all mothers.

  • Despite the positive reception of the Mütterrente expansion, studies indicate that the gender pension gap remains significant, with mothers of multiple children still facing lower average pension claims compared to childless women.

  • The expansion is a long-awaited acknowledgment of the unpaid caregiving work performed by generations of mothers in Germany, particularly benefiting those whose children were born before the initial reform.

  • Approximately 9.8 million retirees, mostly women, are expected to benefit from this reform, receiving an additional €20.40 per month per child, totaling about €245 annually.

  • Social advocates, including VdK President Verena Bentele, are calling for comprehensive tax reform to sustainably finance social benefits like the Mütterrente, suggesting that fairer taxation could generate significant funding.

  • Social organizations have praised the reform as a necessary correction to long-standing inequities faced by mothers, particularly those from the post-war generation.

  • Critics argue that structural disadvantages for mothers in the pension system will persist, as evidenced by studies showing that mothers with more children receive lower average pensions than their childless counterparts.

  • The SoVD social association supports the expansion, emphasizing the need for the pension fund to recognize the contributions of family caregivers without imposing additional financial burdens.

Summary based on 3 sources


Get a daily email with more EU News stories

Sources

More Stories